Become a Preferred Partner
Why a Preferred Partnership with Cal Coast Credit Union Makes Sense?
Research shows that a top stressor for employees is caused by personal finances. As a result, organizations that invest in financial wellness boost the overall well-being of their employees which positively affects their health, productivity, and engagement.
Because of this, Cal Coast Credit Union is proud to partner with many organizations of all sizes to provide support for their employees when it comes to financial wellness. We are honored to be the official financial partner of the City of San Diego.
Through our Preferred Partner Program, we offer exceptional benefits such as unique products and services, including customized financial wellness resources such as webinars, tabling opportunities, and more. The best part – it’s free.
At Cal Coast, we understand that mutually beneficial partnerships are an important aspect of making a difference through our community outreach initiatives within the region. That’s why we want to work with you to develop ways we can support your organization by improving and addressing financial wellness, one employee at a time.
Strengthening our community through the power of partnership
Here are just some of the of the organizations that we are proud to partner with.
Earn up to $500 per year!
Get rewarded for sharing Cal Coast with your friends and family. For every successful referral, you'll get $50 and they'll get $50! It only takes a few seconds to refer and your friends can sign up online in minutes.1
Take 5 Certificate
Benefits and Requirements:
- Fixed 5.00% APY2
- 5-month term2
- Open with as little as $500
- New money required
- Max opening deposit of $5,000 and one per person
Early Paycheck FAQs
It depends. Early access to direct deposit funds depends on the timing of the submission of the payment file from your payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.
It’s easy! Simply download our Direct Deposit form and follow the steps for enrolling. All Cal Coast checking accounts, both business and consumer, are eligible to receive direct deposits.
No! This is a free, automatic benefit for all Cal Coast members who have checking accounts with direct deposit.
If you already have direct deposit set up, you don’t need to do anything to get your paycheck early. It’s automatic!
No. Early access to your paycheck is an automatic feature when you set up direct deposit.
Yes. Savings accounts are also eligible to be set up for direct deposit.
- Referring members can earn up to a maximum of $500 in referral bonuses per calendar year. Referring members must be at least 18 or older to participate in the Coast into Cash referral program. Up to $150 maximum referral bonus will be deposited into the referring member’s savings account when the new member’s qualifying accounts are opened/loan is funded; $50 paid when new member’s qualifying accounts are opened, $25 paid if new member funds an auto loan within the first 30 days, and an additional $75 paid if new member funds a home loan within the first 120 days. Excludes credit cards and lines of credit. Any party involved in connection with the real estate transaction, including Real Estate agents, are not eligible for this offer. New members must be at least 13 or older to qualify as a referral in the program. Ages 13 through 15 require a parent or guardian to be joint on the account. Savings account required. Requires a minimum opening deposit of $50 in a savings or checking account and a minimum balance of $50 must be maintained until dividend bonus is paid. One-time $50 dividend bonus paid into new member savings account when qualifying accounts are opened/loan is funded. Qualifying accounts must be opened within 30 days of membership date to be eligible for the $50 dividend bonus. Additional $75 dividend bonus paid when real estate loan funds within the first 120 days. Requires a minimum deposit balance of $50 in a savings or checking account. Bonus subject to tax reporting. The recipient is responsible for any federal, state or local taxes on this offer. Limited time offer; program subject to change without notice. Membership and credit subject to approval. Serving everyone who lives or works in San Diego or Riverside counties. A one-time $5 membership fee and savings account required. Cannot be combined with any other offer. Some restrictions apply. New member eligible for one $50 incentive.
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APY= Annual Percentage Yield. Rates are accurate as of 01/08/2025. Early withdrawal penalty applies. Fees could reduce earnings. Offer excludes individual retirement accounts. New Money only. The Take 5 Certificate offer is available to new members only. This offer excludes existing memberships. A primary member is allowed to open one Take 5 Certificate Account under the same member name and related tax identification number. The minimum balance required to open the Take 5 Certificate and obtain the APY is $500. The maximum opening deposit balance is $5,000. In addition to the minimum balance requirements the following conditions also apply: (a) Consumer Account Members: An active (one transaction a month, including but not limited to, Direct Deposit, Preauthorized Payments, Checks, ATM, POS, Debit Card, and Bill Pay) checking account with eStatements OR open (funded) consumer loan (excluding share secured loans and Mastercard credit card account) OR a minimum balance of $5,000 in a money market account, regular certificate account, or IRA certificate account. (b) Business Account Members: An active (one transaction a month, including but not limited to, Direct Deposit, Preauthorized Payments, Checks, ATM, POS, Debit Card, and Bill Pay) Business Checking account with eStatements OR a minimum balance of $5,000 in a Business Money Market account (fees charged, if applicable) OR a Business Line of Credit (LOC). You will have a 30-day grace period to meet the requirements. If the conditions are not met, the 5.00% APY may be reduced to the APY in effect for a 3-Month Certificate Account for the remainder of the term. Membership and credit subject to approval. Serving everyone who lives or works in San Diego or Riverside counties. New members–a one-time $5 membership fee and savings account required. Cannot be combined with any other offer. Limited time offer. Subject to change without notice. Other restrictions may apply. Federally insured by NCUA.
- Check with your wireless provider to determine if data and text messaging rates apply.
- Direct Deposit maybe credited up to 2 business days prior to the designated payment date if provided by the payer. Actual deposit date is not guaranteed.
