Personal Loan Rates
Whether you want to take a vacation, consolidate bills, increase your home's energy efficiency or just need some extra cash, we make financing your dreams easy!
Personal Loan Rates
Signature Loan
| Loan Amount | APR (As Low As)1 | Term |
|---|---|---|
| $500-$30,000 | 10.88% | Up to 36 Months |
| $500-$30,000 | 11.88% | Up to 48 Months |
| $500-$30,000 | 12.88% | Up to 60 Months |
Signature Line of Credit
| Loan Amount | APR (As Low As)1 | Term |
|---|---|---|
| $500-25,000 | 14.50% | Revolving |
Secured Signature Personal Loans
| Loan | Loan Amount | Fixed APR1 | Term |
|---|---|---|---|
| Savings and Money Market Secured Loan | 100% of available Savings or Money Market balance | 3.00% | Up to 84 months |
| Certificate Secured Loans | With monthly payments: up to 100% of certificate balance | Certificate Rate +3% | Up to full certificate term |
| Loan Amount | APR (As Low As)4 | Term |
|---|---|---|
| $5,000 - $50,000 | 3.58% | 30 months |
| $5,000 - $50,000 | 4.98% | 5 years |
| $5,000 - $50,000 | 5.98% | 10 years |
| $5,000 - $50,000 | 6.98% | 15 years |
GoGreen Home Energy Loans: Bundled Solar + Battery Storage
Extended terms and loan amounts available for new bundled solar + battery storage projects.
| Loan Amount | APR (As Low As)5 | Term |
|---|---|---|
| $5,000 - $75,000 | 3.58% | 30 months |
| $5,000 - $75,000 | 4.98% | 5 years |
| $5,000 - $75,000 | 5.98% | 10 years |
| $5,000 - $75,000 | 6.98% | 15 years |
| $25,000 - $75,000 | 7.98% | 20 years |
You May Also Want to Consider
Overdraft Line of Credit
- Overdraft protection on Cal Coast checking accounts
- No fees
- Rates as low as 8.88% APR
- Credit line of $1,000 with access as you need it
- Subject to credit review
- APR = Annual Percentage Rate as of 04/21/2026 and may vary based on credit history. All loans subject to approval. Rates subject to change without notice.
- Signature/Personal Loan Payment Examples: A 36 month loan at 10.88% will have 36 monthly payments of $32.69 per $1,000 borrowed. A 48 month loan at 11.88% will have 48 monthly payments of $26.28 per $1,000 borrowed. A 60 month loan at 12.88% will have 60 monthly payments of $22.70 per $1,000 borrowed. Monthly payments for the Signature Line product are 3% of the outstanding balance at the time of the last advance or $25 whichever is greater. A $1,000 Signature Line balance will have a $30 minimum monthly payment.
- Signature Line of Credit/Overdraft Line of Credit: No interest will be charged until the funds are used. Estimated minimum monthly payment is 3% of the outstanding balance or $25, whichever is greater. For example, a balance of $1,000 will have a $30 minimum monthly payment.
- GoGreen Home Energy Financing Examples for loan amounts $5,000 - $50,000: A 30 month loan at 3.58% APR will have 30 monthly payments of $34.90 per $1,000 borrowed. A 60 month (5 year) loan at 4.98% APR will have 60 monthly payments of $18.87 per $1,000 borrowed. A 120 month (10 year) loan at 5.98% APR will have 120 monthly payments of $11.10 per $1,000 borrowed. A 180 month (15 year) loan at 6.98% APR will have 180 monthly payments of $8.98 per $1,000 borrowed.
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GoGreen Home Energy Financing Examples for Bundled Solar + Battery Storage projects; loan amounts $5,000 - $75,000: A 30 month loan at 3.58% APR will have 30 monthly payments of $34.90 per $1,000 borrowed. A 60 month (5 year) loan at 4.98% APR will have 60 monthly payments of $18.87 per $1,000 borrowed. A 120 month (10 year) loan at 5.98% APR will have 120 monthly payments of $11.10 per $1,000 borrowed. A 180 month (15 year) loan at 6.98% APR will have 180 monthly payments of $8.98 per $1,000 borrowed. A 240 month (20 year) loan at 7.98% APR will have 240 monthly payments of $8.36 per $1,000 borrowed.
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Serving anyone who lives or works in San Diego, Riverside, Orange, Los Angeles, Ventura, Imperial, or San Bernardino counties.