Grand Opening

1.Limited time offer subject to change without notice. New member must be at least 13 or older to qualify. Ages 13 through 15 require a parent or guardian to be joint on the account. One-time $100 dividend bonus paid into new member savings account when qualifying accounts are opened. Account Must be opened at the Spectrum Innovation Branch between February 22, 2025 through March 31, 2025. Requires a checking account, a minimum balance of $25 in savings or checking account to be maintained until the bonus is paid, and one of these eServices: direct deposit, mobile banking or online bill pay. Qualifying accounts must be opened within 60 days of membership date to be eligible for the $100 dividend bonus. Bonus subject to tax reporting. Cannot be combined with any other offer. Some restrictions apply. 
2. Data and text messaging rates may apply. 
3. APY= Annual Percentage Yield. Rates are accurate as of 01/2025. Early withdrawal penalty applies. Fees could reduce earnings. Offer excludes business and individual retirement accounts. New Money only. A primary member is allowed to open one Take 5 Certificate Account under the same member name and related tax identification number. The minimum balance required to open the Take 5 Certificate and obtain the APY is $500. The maximum opening deposit balance is $5,000. In addition to the minimum balance requirements and the rate information the following conditions also apply: A qualifying checking account with eStatements is required and must remain active with at least 1 transaction per month, during the certificate term. Eligible transactions include, but are not limited to, Direct Deposit, Preauthorized Payments, Checks, ATM, POS, Debit Card, and Bill Pay. As an alternative, the following products opened within 30 days of the Take 5 Certificate Account date can be substituted for the checking account requirement: a new funded consumer loan (excluding share secured loans and MasterCard credit card accounts), a money market account, a regular certificate account, or an IRA certificate account. The stated alternative deposit accounts require new money and a minimum opening balance of $5,000. You will have a 30-day grace period to meet the requirements. If the conditions are not met, the 5.00% APY may be reduced to the APY in effect for a 3-Month Certificate Account for the remainder of the term. A one-time $5 membership fee and savings account required. Cannot be combined with any other offer. Limited time offer, subject to change. Other restrictions may apply.
4. Referring Members: To qualify, the referring member must be an existing active California Coast Credit Union member in good standing.  The referred member must be a new member to California Coast Credit Union, open a separate membership account, pay a one-time membership fee of $5, open a savings account and make a minimum deposit of $50 into a checking or savings account (balance must remain at $50 until incentive has been paid). An additional $25 dividend bonus is paid to the referring member when the referred member funds an auto loan within 30 days of account opening. Referral dividend bonuses are paid to the savings account within 3 business days of the criteria being met. Referring members can receive a maximum of $150 referral bonus, per new member referred maximum and a total of $500 in referral dividend bonuses per calendar year.
Referred Members: To qualify, the referred member must be a first-time new member, meet membership eligibility and account opening criteria, be at least 13 years old, and open the required account types: savings account, checking account with eStatments, plus deposit and maintain at least a $50 balance in either account, and one of the following: enroll in Online Banking, use Bill Pay, or set-up Direct Deposit. An additional $25 dividend bonus is paid for an auto loan that is funded within 30 days of account opening and a $75 dividend bonus is paid for a real estate loan that is funded within 120 days (excludes credit cards and lines of credit). Any party involved in connection with the real estate transaction, including Real Estate agents, are not eligible for this offer. Referral dividend bonuses are paid to the savings account within 3 business days of the criteria being met, including maintaining a $50 balance.
Additional Promotion Terms: Referring members must be 18 years old to participate in the Coast into Cash referral program. Referred members who are 13 to 15 years old require a parent or guardian to be joint on the account. Referrals are subject to verification. All related individuals may no longer qualify for this promotion and may not receive all or a portion of the bonus if, in California Coast Credit Union’s sole discretion, they are linked to an unqualified referral or misuse of the program. Dividend bonus payments subject to tax. Cannot be combined with any other offer. California Coast Credit Union branch employees not eligible. Limited time offer. Terms and conditions subject to change without notice and promotion may be discontinued. Learn more at calcoastcu.org/refer.
5. Direct Deposit maybe credited up to 2 business days prior to the designated payment date if provided by the payer. Actual deposit date is not guaranteed.

Membership and credit subject to approval. A one-time $5 membership fee required. Visit calcoastcu.org/membership-benefits/ for membership eligibility.  Insured by NCUA. Equal Housing Lender. NMLS ID# 407951.