Certificate Rates
Whether you're looking for a liquid or long-term certificate, you can take advantage of Cal Coast's competitive rates that help you invest without the risk.
Primary Certificate Rates
3 Month Certificate
| Tier | Dividend Rate | APY1 |
|---|---|---|
| $1,000 - $9,999.99 | 0.10% | 0.10% |
| $10,000 - $49,999.99 | 0.20% | 0.20% |
| $50,000 - $89,999.99 | 0.25% | 0.25% |
| $90,000 or more | 0.25% | 0.25% |
6 Month Certificate
| Tier | Dividend Rate | APY1 |
|---|---|---|
| $1,000 - $9,999.99 | 0.20% | 0.20% |
| $10,000 - $49,999.99 | 0.30% | 0.30% |
| $50,000 - $89,999.99 | 0.35% | 0.35% |
| $90,000 or more | 0.35% | 0.35% |
12 Month Certificate
| Tier | Dividend Rate | APY1 |
|---|---|---|
| $1,000 - $9,999.99 | 0.30% | 0.30% |
| $10,000 - $49,999.99 | 0.40% | 0.40% |
| $50,000 - $89,999.99 | 0.45% | 0.45% |
| $90,000 or more | 0.45% | 0.45% |
24 Month Certificate
| Tier | Dividend Rate | APY1 |
|---|---|---|
| $1,000 - $9,999.99 | 0.50% | 0.50% |
| $10,000 - $49,999.99 | 0.60% | 0.60% |
| $50,000 - $89,999.99 | 0.65% | 0.65% |
| $90,000 or more | 0.65% | 0.65% |
36 Month Certificate
| Tier | Dividend Rate | APY1 |
|---|---|---|
| $1,000 - $9,999.99 | 0.65% | 0.65% |
| $10,000 - $49,999.99 | 0.75% | 0.75% |
| $50,000 - $89,999.99 | 0.80% | 0.80% |
| $90,000 or more | 0.80% | 0.80% |
48 Month Certificate
| Tier | Dividend Rate | APY1 |
|---|---|---|
| $1,000 - $9,999.99 | 0.75% | 0.75% |
| $10,000 - $49,999.99 | 2.47% | 2.50% |
| $50,000 - $89,999.99 | 2.47% | 2.50% |
| $90,000 or more | 2.47% | 2.50% |
60 Month Certificate
| Tier | Dividend Rate | APY1 |
|---|---|---|
| $1,000 - $9,999.99 | 1.00% | 1.00% |
| $10,000 - $49,999.99 | 2.62% | 2.65% |
| $50,000 - $89,999.99 | 2.62% | 2.65% |
| $90,000 or more | 2.62% | 2.65% |
Special Certificate Rates
8 Month Liquid
Build your savings with our short-term certificate with easy access to your funds!
| Tier | Dividend Rate | APY1 |
|---|---|---|
| $1,000 or more | 2.96% | 3.00% |
Celebration Certificate
In celebration of Cal Coast's 95th Anniversary this year, we're offering a special certificate for a limited time!
| Tier | Dividend Rate | APY1 |
|---|---|---|
| $500 - $3,000 | 9.11% | 9.50% |
Youth Certificates
You can never start saving too early, start saving today with a Cal Coast Youth Certificate.
| Tier | Dividend Rate | APY1 |
|---|---|---|
| $100 or more | 0.20% | 0.20% |
Seasonal Certificates
1APY = Annual Percentage Yield. Dividend rates and APYs are accurate as of 12/22/2024. The Annual Percentage Yield assumes dividends will remain in the account until maturity. Penalty for early withdrawal applies to all certificates unless otherwise indicated. Terms are subject to change without notice.
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Have a question about your account, applying for a loan or perhaps you're ready to talk refinancing? Whatever your question or need, our Member Service Center is always happily available to walk you through every step of the process with your best interest at heart.
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