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Earn 3.50% APY¹

15 Month Certificate

Reaching your savings goals just got faster with this limited-time certificate. 

Get started today!

Safe. Secure. Rewarding.

Reach savings goals faster

A higher dividend rate means your money will grow faster.

Fixed Rate

You'll know what you're earning no matter how the market shifts.

Peace of mind

Your funds are insured up to at least $250,000 by NCUA

15 Month Certificate features and benefits:

  • 3.50% APY1
  • Minimum opening balance of $20,0002
  • No maximum deposit

Ready to get started?

Discover more ways to meet your savings goals by exploring additional Certificate options below.

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1.       APY = Annual Percentage Yield. Rates are accurate as of 03/29/2025. 

2.       Must meet membership and account opening criteria. Limited-time offer. Offer excludes retirement accounts. Rates and terms subject to change any time and without notice. APY assumes dividends remain on deposit until maturity.

3.       Minimum balance to earn stated APY is $20,000. Early withdrawal penalties apply. Fees could reduce earning. At maturity, your 15 Month Certificate account will automatically renew to a standard 12 Month Certificate account at the prevailing rate in effect at that time, and credited dividends become part of your principle. Membership and credit subject to approval. Serving everyone who lives or works in San Diego or Riverside counties. New members–a one-time $5 membership fee and savings account required. Cannot be combined with any other offer. Limited time offer. Subject to change without notice. Other restrictions may apply. Federally insured by NCUA. 

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