Business Certificates
Lock in a great rate and open a Cal Coast certificate today.
Grow Your Business with Certificates
Build your savings with a Cal Coast certificate and enjoy competitive fixed rates with your choice of terms from 3 months to 5 years. Earn a higher rate on larger deposits and accelerate your savings.
A safe and secure way to save
A Certificate locks up your savings for a set period of time and earns higher rates than a standard savings account. All it takes is a minimum of $1,000 to get started and see your money grow.
Certificate benefits:
- Choice of terms, from 3 months to 5 years
- Competitive, fixed-rate
- Online Banking gives you easy access to accounts—review transaction history, utilize budget tools, make external transfers, and more.
- Mobile Banking5 including Bill Pay and Deposit
- Free eStatements
- CoastLine Telephone Banking
APY = Annual Percentage Yield. Rates are accurate as of 12/22/2024. Fees could reduce earnings. Rates and terms are subject to change without notice.
Federal regulation requires financial institutions obtain identifying information for all "beneficial owners" of a legal entity (individuals owning, directly or indirectly, 25% or more of the equity interest in a legal entity or individuals with authority to direct, manage, or control the legal entity) each time a corporation, LLC, or other business entity opens a new account, including the renewal of a loan or certificate of deposit.
- Minimum deposit to open a Business Savings Account is $100. The $5 monthly maintenance fee is waived with a $50 daily balance in non-checking accounts. A minimum balance of $50 is required to earn dividends.
- Minimum deposit to open a Business Money Market Account is $50. A minimum balance of $2,500 is required to earn dividends.
- Minimum deposit to open a Business Money Max Index Account is $100. The $10 monthly maintenance fee is waived with a $2,500 daily balance in non-checking accounts. A minimum balance of $2,500 is required to earn dividends.
- Regulation D (Reg D) was amended to allow financial institutions to suspend the six-transaction transfer limit requirement each month. For the time being, you can now make unlimited transfers and withdrawals.
- Check with your wireless provider to determine if data and text messages rates apply.
