At Cal Coast, our mission is to simplify the lives of our members, provide the highest level of service and ultimately help you achieve financial prosperity. We're proud of our commitment to diversity, equity and inclusion and in our ability to give back to the San Diego, Riverside, Orange, Los Angeles, Ventura, Imperial, and San Bernardino communities.
Member Referral Program: Earn up to $500 per year for referring friends and family!
Important Merger Update
January 17, 2026
Dear Members,
Over the past year, California Coast Credit Union engaged in merger planning with San Diego County Credit Union with the interests of our members at the forefront. When fundamental differences emerged regarding the direction and terms of that process, Cal Coast took steps to protect the interests of our members and the integrity of our institution. Those matters are now appropriately before the court.
While we strongly disagree with SDCCU’s assertions, we believe matters of this nature are appropriately addressed through the legal process. As the merger litigation proceeds, Cal Coast will remain focused on facts, transparency, and professionalism, not public speculation or rhetoric.
We want to be clear. California Coast Credit Union unequivocally rejects the mischaracterizations made about our institution. We are proud of our long standing record of strong regulatory compliance, sound governance, and responsible risk management. We are routinely examined and operate in alignment with all applicable state and federal laws and regulations. We remain confident in our position and in the integrity of our organization.
Our priority remains unchanged. Serving our members and supporting the communities that place their trust in us. We continue to operate safely, responsibly, and with a deep sense of accountability to our members, regulators, and employees.
Cal Coast remains committed to a merger process grounded in fairness, balance, and the best interests of the membership. We will continue to communicate with clarity and restraint, guided by our cooperative values and our responsibility as a trusted financial institution.
In the meantime, it is important that you hear directly from us. Cal Coast remains a safe, secure, and well regulated financial institution. Your accounts are protected, our operations continue as usual, and members can continue to bank with confidence.
Thank you for being part of the Cal Coast community. We remain focused on doing what we have always done, serving members responsibly and putting your interests first.
If you have questions or would like to speak with a member of our team, Member Services is available at (858) 495-1600.
Sincerely,
Todd Lane
President and CEO
Your Best Interest
Exclusive Member Discount
Make 2026 the year you check “estate plan” off your list. Cal Coast members get a limited-time offer of 25% off any estate plan with Trust & Will1 during January only! Secure your legacy and start planning today.
Why Cal Coast Credit Union
Still banking with the big banks? Want better rates on loans and deposits? Make the switch to a Credit Union for a more member-focused banking experience!
Make safer and more secure everyday purchases by entering your Cal Coast debit and credit cards into your mobile wallet for iPhone or Android.
Start planning for your future today. By simply banking with us, you'll have access to a designated financial advisor to help with all your investing, budgeting and retirement planning needs.
News & Events
In observance of the Martin Luther King Jr. Day Holiday, Cal Coast Credit Union will be closed on Monday, January 19, 2026.
How to Safely Work from Home
How to Protect Yourself Online
Financial Tips & Resources
January Workshop
Smarter Goals, Stronger Finances, Brighter Futures
January 14, 2026 at 12:00PM
Start the new year with focused financial goal-setting for 2026. Learn how to turn intentions into SMART goals, prioritize needs and wants, design a simple budget, automate savings, and build habits that stick.
Presented by Taralyn Rose - Manager, Cal Coast Financial Fitness & Coaching
Everyone needs a safe place to put their money. Here’s a rundown on everything you need to know when making your choice between a bank and a credit union.
Your credit score is like a bonsai tree: It requires careful tending and thoughtful behavior over time to produce the best results.
Confused by the overwhelming options for retirement accounts? This guide simplifies the choices to help you understand how they work, their benefits, and how to start saving effectively for your future.
Scammers are constantly finding new ways to trick people, from imposter scams to fake job offers. Stay vigilant and protect yourself by learning about the latest fraud tactics.
Benefits Far Beyond Banking
From the moment you become a Cal Coast member, we enroll you into our Loyalty Rewards Program so you can start to build up points the moment you join. These points build up over time and increase based on the various products and services you use. We want to reward you for being a loyal Cal Coast member and taking the steps to achieve financial prosperity. Banking with Cal Coast also opens the door to a variety of free Financial resources, including monthly webinars, Home Rewards, Financial Planning and unparalleled customer service at every touch point.
Serving anyone who lives or works in San Diego, Riverside, Orange, Los Angeles, Ventura, Imperial, or San Bernardino counties.
